Terms of Service

Last updated: January 20, 2025

1. Acceptance of Terms

By downloading, installing, or using DataHub APK, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our application.

2. Description of Service

DataHub APK is an Android application that provides:

• VTU (Virtual Top-Up) services including data bundles and airtime
• Bill payment services for utilities and subscriptions
• Survey and data collection tools
• Educational exam pin purchases
• Mobile wallet functionality

3. User Accounts

Account Registration

• You must provide accurate and complete information
• You are responsible for maintaining account security
• One account per person is permitted
• Users must be 18 years or older

Account Responsibilities

• Keep your login credentials secure
• Notify us immediately of unauthorized access
• You are liable for all activities under your account
• Maintain accurate profile information

4. Use License and Restrictions

Permitted Uses

You may use DataHub APK for:

• Personal, non-commercial purposes
• Legitimate business VTU services
• Educational and research data collection
• Bill payments and financial transactions

Prohibited Uses

You may NOT:

• Use the app for illegal activities
• Attempt to hack or compromise the system
• Share your account credentials
• Use automated scripts or bots
• Reverse engineer the application
• Create derivative works

5. Payment and Financial Terms

Wallet Funding

• All transactions require sufficient wallet balance
• Payments are processed through secure gateways
• Minimum funding amounts may apply
• Refunds are subject to our refund policy

Service Fees

• Service fees are clearly displayed before transactions
• Fees may vary based on service type and amount
• We reserve the right to modify fees with notice

6. Service Availability

DataHub APK strives to provide reliable service, however:

• Services may be temporarily unavailable for maintenance
• Third-party network issues may affect transactions
• We do not guarantee 100% uptime
• Emergency maintenance may occur without notice

7. Data Collection and Surveys

Survey Functionality

• Survey data remains property of the creator
• We provide secure storage and transmission
• Users are responsible for survey content compliance
• Data export features are provided as-is

Data Privacy

• We implement encryption for sensitive data
• Offline data is stored securely on devices
• Users control their survey data sharing

8. Intellectual Property

DataHub APK and all related content are protected by intellectual property laws:

• All software, designs, and content are our property
• Users retain rights to their submitted data
• No license is granted beyond permitted use
• Unauthorized copying is strictly prohibited

9. Disclaimer of Warranties

DataHub APK is provided "AS IS" without warranty of any kind:

• We do not warrant uninterrupted service
• No guarantee of error-free operation
• Third-party service integration may fail
• Users assume risk of use

10. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for indirect or consequential damages
• Total liability is limited to amounts paid by user
• Force majeure events exclude our liability
• User data loss is not our responsibility

11. Refund Policy

Eligible Refunds

• Failed transactions due to technical errors
• Duplicate charges
• Service not delivered within 24 hours

Non-Refundable

• Successfully completed transactions
• User error in recipient details
• Change of mind after completion

12. Account Termination

We may terminate accounts for:

• Violation of these terms
• Fraudulent activity
• Extended inactivity
• Legal requirements

13. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for details on:

• Information collection and use
• Data protection measures
• Third-party integrations
• User rights and controls

14. Updates and Modifications

We reserve the right to:

• Modify these terms with 30 days notice
• Update the application with new features
• Change service offerings
• Adjust pricing with notice

15. Governing Law

These terms are governed by the laws of Nigeria. Disputes will be resolved through:

• Good faith negotiation first
• Binding arbitration if needed
• Nigerian court jurisdiction

16. Contact Information

For questions about these Terms of Service:

• Email: legal@datahubapk.org
• Phone: +234 123 456 7890
• Address: Lagos, Nigeria